At Eternity Life Insurance and Wealth Services, we believe that protecting your future isn’t just about life insurance policies — it’s about ensuring peace of mind, long-term wellness, and a lasting legacy.
Our founder, Mike Tohikian's journey is deeply personal. After undergoing brain surgery, he experienced firsthand how life can change in an instant — highlighting the necessity of having the right coverage and wealth strategies in place. The life insurance he had already secured provided his family with the confidence and stability to navigate that challenging period without financial fear. This profound experience reinforced the importance of planning and became the cornerstone of our company’s mission.
Today, we specialize in assisting high-income individuals, business owners, and wellness-focused families in designing life insurance, annuities, and wealth strategies that protect what matters most — health, family, business, and legacy.
We don’t believe in pushy sales tactics or one-size-fits-all products. Instead, we take a strategic, personalized approach to building protection plans that grow with your life and support your long-term financial goals.
At Eternity Life Insurance & Wealth Services, we provide a range of term life insurance plans designed to meet your specific needs. By choosing our life insurance options, you can protect your loved ones and gain peace of mind, knowing they are secure. Additionally, we offer wealth strategies that include annuities to further enhance your financial security.
Whole life insurance plans can be complicated, but we can guide you through the entire process. Our expertise in life insurance and wealth strategies ensures you feel at ease while building wealth and protecting your family with the right annuities.
Our annuity strategies provide guaranteed income, tax advantages, and peace of mind, allowing you to focus on living well instead of worrying about outliving your wealth. We design annuities and wealth strategies tailored to your wellness goals and life expectancy, ensuring your money lasts as long as you do — and then some.
Ensure a smooth, conflict-free business transition with a properly funded buy-sell agreement. Life insurance serves as a crucial component in your wealth strategies, providing the liquidity necessary for remaining partners or family members to buy out a deceased owner’s share — without tapping into savings, loans, or disrupting operations. By integrating life insurance with annuities, you create a proactive approach to safeguarding your company, your family, and your legacy.
Your business relies on more than just numbers — it thrives on key individuals. This life insurance policy safeguards your company financially if a founder, executive, or top producer passes away or becomes disabled. It aids in covering lost revenue, recruiting costs, and stability during transitions, ensuring your business can withstand the unexpected while also considering wealth strategies like annuities for long-term security.
Kai-Zen is a unique, leveraged life insurance strategy tailored for high-income earners seeking to maximize both protection and cash value growth while maintaining liquidity. By integrating your contributions with third-party financing, the Kai-Zen strategy enables you to secure considerably more life insurance and long-term benefits than traditional funding methods permit. This innovative approach makes it an excellent choice for retirement income, legacy planning, and executive benefits, complementing other wealth strategies such as annuities.